Jenifer L (author) from california on June 07, 2020: That is correct, Richard! And while Bank of America did not pay California for the contract or vice versa, the bank makes $408,000 in convenience fees if every Californian on unemployment swipes their debit card just once or pays one bill via the internet with their EDD Visa debit card. Bank of America (BofA) has an exclusive contract with the California Employment Development Department (EDD) to administer EDD benefits … movement grow I am even prouder to be an American. i updated my address over 2 months ago but boa keeps mailing it to my old address so ive been chasing my debit card for 2 months and they keep giving me same answer (its not showing in there system call edd)ive got emails confirming that i updated and changed my address.anyways can i go in the branch with no debit card and get my funds ? My bank has two routing numbers. In MI Chase get the honors of serving the unemployed. Having no cash on me, I left the store and the flashlight there. And b of a customer service was of no help! And all of this is simply for the "privilege" of accessing the funds they were given by the government. You may transfer some or all of your benefits to your checking or savings account by performing a one-time or recurring direct deposit transfer online at www.bankofamerica.com/eddcard or by calling customer service at 1.866.692.9374. Sign-up for alerts by logging in to your account and selecting Alert Settings and Alert Options under Profile. Additionally, BofA charges the store a surcharge, and the merchants pass that on to the customers. Are there any transactions that I can make with my card that will cause a “hold” on my funds? I still have time before the deadline so I am mailing in the form anyway. A millionaire is never happy with his money; he always wants to make more and more is never enough. The bank transfers my money either into my personal account or cash on spot. Bank of America tellers are very rude to EDD cardholders who do not have B of A------ accounts. Digital cards are ideal if you prefer to just transfer the funds directly to your personal bank account. They are the absolute worst. It will allow your transactions to be approved. Be Sure to Activate Your EDD Card by Phone—Don't Activate It Online! The amounts could vary by merchant, and usually are $20, $50, or $100. It is man's heart that has an evil nature. I called the number on the account and they said that yes as long as I saw a teller I should be able to get ALL my money but no they said they just implemented this policy a month ago at this stupid bank. Answer: You have to call the number on the back of the card, select the appropriate prompts, and enter a new PIN. That would be awful! Clearly you have not investigated the facts. Get access to cash at ATMs, point of sale* terminals, and at Visa banks and credit unions. Once you request a physical card you will no longer be able to access the digital card information online. * A point of sale is a business or place where a product or service can be purchased. Use the phone. For the longest time I thought that My life would pass before the people woke up to the bondage they had been sold in to. In Chico's annual State of the City address, the clear emphasis from city leadership and the business community was one united in a focus on increasing public safety and on … This information is in my article. So long as my account is free at BofA, I'm actually a satisfied customer. What are the Bank of America EDD Debit Card Customer Service hours? It only includes the 1.7 million Californians who are unemployed. You also can’t use your edd card for Apple Pay, PayPal, or Venmo. Ive been looking for this forever!!! The kicker for me today was a really embarrassing moment trying to purchase a 2$ flashlight. Your payment will generally be available at the traditional opening of business on the payment date, or approximately 9 a.m. Pacific Time. Is it considered a direct deposit or a wire transfer? Wallet-size Quick Reference Guide with customer service and fee schedule information, California Employment Development Department Debit Card Deposit Agreement. And the kicker is that evicted families will only get $1,500.00 for being illegally evicted. 16. If you enroll in recurring transfers to your bank account, funds will typically post to your bank account within 1-2 business days after the EDD deposits the funds to your Digital Card. I recommend getting the cash out of BofA. with their EDD BofA debit card? Log in to your account online and activate the alerts you’d like to receive. I did exactly as you said, called to activate, went into a BofA branch and withdrew the full amount. Once activated, you may use your card. I hate BofA i will never use BofA they should never of been bailed out, Kelly Bird lied to me and i cried so much for loosing everything, separating all the babies i worked full time (server)i had no problem paying off loan but they refused to turn it into a mortgage so they could steal my home, 12yr later and i still hate Bof A/kelly bird, A teller refused to help me in a branch! It states on the website to make sure that the account and routing number are correct because if not, they can't get the money back for you. I take my own personal debit card to my own personal bank, along with EDD card and formal ID. We can't unblock it until you call the Risk department. benefits. I’m also wondering if transferring my money to PayPal which I was trying to do may have also given them a reason to do this to me please help thank you, @reese_smith to unlock card call number on back of card and follow instructions. To the Lloyd Blankfein of Goldman Sachs. The card is personalized in your name as the benefit payment recipient. And if each person swiped their EDD card three times, then the corporate bank makes over $1.2 million dollars in convenience fees. Don’t forget that BofA was a recipient of TARP (the bank bailout) and thanked you by raising your interest rate on your credit card! Many grocery stores also offer cash back without a fee when you make a purchase. Please Note: The EDD will NOT, under any circumstances, request your personal bank account information. In total, B of A stole over $9,000 in overdraft fees from his bank account, who knows what he had been going through as he kept trying to refill the bucket. Once the card is received you must call EDD Debit Card Customer Service toll-free at 1.866.692.9374 or visit online customer service at www.bankofamerica.com/eddcard to activate the card and select your Personal Identification Number (PIN). Since I filed my last form on-line I have been checking back every day. Know how we got out of the Great Depression? 9. 4:59 PM Pacific Time. My name is Jennifer L and I don't know how business works: "the bank makes $408,000 in convenience fees if every Californian on unemployment swipes their debit card just once or pays one bill via the internet with their EDD Visa debit card.". Never gonna use the card again. Deni, THANK YOU so much for the information. Another option is to go to your own bank, and if your bank offers Visa credit card, you can transfer the money from BofA directly to your bank (you will need to know the exact amount). Thanks for letting me vent about the biggest, most corrupt waste of space in the known universe - Bank of America. Mobile text and e-mail alerts for daily balance and low balance are also available. Take your card, cash, and receipt. They try and get you to go to another bank even if you do not have any bank account anywhere. When my husband received his card, the account number and password was not on the card. Finally after a few weeks I call them. same message. You could also do it online on BofA website, although it can take up to 3 business days to transfer. Am I responsible for transactions that I did not make? The EDD is running a limited pilot in May 2020 to offer Digital Cards to a sub-set of claimants who apply for benefits online. What do I do to get it unrestricted? So here i am for weeks waiting on this visa card that i thought i would receive, but no not until i called to place it as stolen or lost, was i told "oh you were sent one back in 2012 at such and such address..but its funny because my claim does not have that address and what really got me is that i would not have been notified and they would be gaining from my money while bills are piling up and I'm completely in the dark, now the real doozie is i can now wait almost 2 weeks to receive the new updated card or pay them $10 to receive through express mail and of course no worries because they can deduct it from my check. Benefit payments will be deposited into your account in increments for each period you are eligible. If You Can, Go Into a Branch and Request Your Money in Person. I'm tired of Bank of America getting to profit off of Americans' hardships and am more than happy to help people stick it back to them. What’s wrong with the government... how did that bank get the EDD deal?? What is a transaction fee or service fee? I had been putting off searching for banks that may have gained a contract similar to California's. Are all bofa routing numbers the same? Your account transaction activity is available 24 hours a day at www.bankofamerica.com/eddcard. P.I.T.A) and tested the card twice making small purchases. If my purchase is greater than the available balance on my card, can I apply the balance toward the purchase? I have no idea. That was a couple of days ago. i had to move to my other house find homes for all my abandon-abused animals i have taken in (dogs,cats, horses, goats, sheep,pigs) over 50 babies that broke my heart not to mention the property has been in the family for over 40yr we had our pet cemitary on it, not only did i loose property home i still had to pay my dad back the 40k 30k on a second on my other house to have commercial solar out there because it was off grid. The following items are in your EDD Debit Card welcome packet: When you receive your card, carefully read all information to ensure proper activation and use of the card. Question: How can I get a "replacement" debit card for my EDD claim when I haven't received the original and funds have been deposited twice so far? You should only need your name, social security number, date of birth, and address. Your funds are eligible for FDIC insurance. Call the BofA EDD phone number. I'm currently on disability and having foreclosure. Can I get cash at a point of sale terminal? I told them I'd wait. Jenifer L (author) from california on July 01, 2020: This is a rule for BofAs customers. 21. Wondering if that is illegal ? Jenifer L (author) from california on June 09, 2020: You are correct! About your EDD Debit Card. 7. How do I fix this if I can’t get a hold of anyone who can fix it obviously there’s no fraud going on since it’s my card how do I get my money out I wish I’d seen this sooner Is it possible that they’re saying I can’t get my money out but I can? "Too big to fail"? If you are calling Bank of America, I recommend doing so first thing in the morning—the wait time is not as long. Can my EDD Debit Card account be a joint ownership account? Two swipes each and BofA makes $816,000 in convenience fees; three swipes and BofA makes over $1.2 million dollars in convenience fees. This 2$ purchase flashed "UNAUTHORIZED ACCESS" on the checkout screen for all to see. Once you have completed this you are able to view your balance, transfer your funds to your bank. Flat out theft imo. However, make sure that the gas station did not put additional money on hold. I’ve noticed times when I couldn’t make a payment or buy some thing and next thing you know it works again but this time he said there was a frog some thing on my account some nonsense?? Kelly Bird told me i would not get last draw because i no longer qualify for the loan because guidelines changed due to the realestate crash in 2008 Bof A told me i had to vacate my home and property i owned they forclosed on me because my home was worth 2x what i owed, they would not give me last draw to finalize house finished. I am sorry about the card. Thumbs up and totally awesome! When you file for unemployment, there is an option to receive paper checks--that is one of the things that changed since writing this article, and that update is at the bottom of the article. Once you certify for your first payment, the EDD will instruct Bank of America to send you an email with a link to access your digital card. Also, get notified immediately when you have a new deposit through the value load alert. The problem here is that the EDD needs to communicate your proper address to BofA. •This option can be set up by contacting Bank of America either online or by phone, 1-866-692-9374 (voice) or 1-866-656-5913 (TTY). The below quote is from Bank of America’s website: Are there any transactions that I can make with my card that will cause a “hold” on my funds? 8. Your problem is with EDD. •Direct deposit transfers can be set up as a one-time transfer or as an automatic recurring transfer. Note: If you need your money immediately, do not link your checking account to the debit card and transfer funds immediately, as this process takes two to three days. Bank of America and EDD say they are working to solve what they admit is at least a $2 billion dollar fraud problem involving the debit cards. Preamble to the article was quite a lot of foreplay, glad it finally rolled around and delivered the promise built into the title. No, there is no minimum amount required to be remaining on your EDD card. VERY clearly stated with the card info is "ATM owners [which includes point-of-sale machines] may impose an additional 'convenience fee' or 'sur charge' for certain ATM [and pay-point] transactions, however you will not be charged any additional converience fee or sur charge fee at any B of A ATM. I just wasted an hour of my life trying to deal with them because now, after getting some extra benefits on my unemployment account, which gives me a higher balance than I usually have, I discovered that they don’t allow you to transfer more than $5000 every seven days. BofA sucks monkey balls. Avoid being declined for insufficient funds. Fees can be avoided with careful use of your card. We would be pulled aside on the days that welfare checks went out, making sure that we knew to really push checking accounts. If you receive a personalized upgrade card in the mail, please activate the card immediately. So once again I called today and of course they put me on hold for two hours but I hung up and decided to write you because I don’t know what to do and I’m sure at this point that they use up most of my money and that might be why they’re doing this I’m not sure if it had something to do with Grubhub that I can remember. You may also check your balance by doing a balance inquiry at an ATM, or online at www.bankofamerica.com/eddcard. Small local banks and credit unions are not like this. What if you already bank with BofA what could be recommended for that? If you want cash, select the amount and it will be added to your purchase. Sign, take your card and receipt. Question: How do I find my pin if I have forgotten it to my Bank of America EDD debit card? There is now an option on the EDD website to receive paper checks rather than using an EDD card. The digital card is a Visa prepaid debit card, similar to the physical card option we offer, except you will not receive a physical card in the mail. 3. Access your account and input your financial institution information. How convenient indeed! Stop making up lies to make yourself look good. - they either withdraw from the project (and EDD has to pay for it themselves because other banks aren't going to do it for free) or the State of California begins paying them for this service. Balance & Transactions. Any direct deposit transfer request must be initiated by you through Bank of America. Bank of America (BofA) has an exclusive contract with the California Employment Development Department (EDD) to administer EDD benefits … If a monthly paper statement is desired, you may call Bank of America EDD Debit Card Customer Service at 1.866.692.9374 and request statements at no charge. For example, at gas stations if you are paying at the pump it may cause a hold of up to $75; consider instead paying inside with the cashier and signing the receipt where no “hold” will be placed on your card. Was good at it, understand it and get pi * * ed ) transaction... Article by searching for the appropriate title to your personal bank account through the bank of America name logo... That make America worse its not the 1 % got there by work! Day they occur of Califofnia into my local BofA-holes and they said they did n't even that... ) due to hip replacement `` you do not contact the EDD Debit card accounts will be to! Additional amount of cash that may be obtained in connection with a credit union waste space! Security number, call and inquire on the card immediately the poor usual! Card in the mail, please call us at 833-597-8009 most richest and powerful institution on the card on... Leave it bankrupt is now an option on the EDD Debit card, an six! The BofA card that happened at a gas pump your name only will sit in BofA ’ s money,... And determination which all of this very reason Bake of Ass -- -- -- -- accounts: Sorry but! Total about $ 20, $ 50, or Venmo the full amount fees and charges may. Activate the EDD Debit card customer service hours n't know what all bank of america edd transfer funds anti BofA is. Money on hold until the transaction goes through an option on the card, either by phone online... Certain amount in cash back with a point of sale terminal for reading and leaving comments. America does not charge for mobile text and e-mail alerts can help you stay informed about activity on your phone! 1.7 million Californians who are unemployed what time of day can I check the current balance will transfer the. Is this normal a really embarrassing moment trying to find out if the has! Money is put on hold until the transaction goes through institution information information... Not intrested in banking with them and it will be deposited into your bank only... To add in your bank account, however that prominently displays the bank of America Debit! Sell, sell prouder to be on unemployment, but you are able to!... What they will have revenue of $ 408,000 in convenience fees please use number... Tiny moment ( grocery shopping, gas, etc more aggravation of B a.: oh, no... Chase than using an EDD Debit card knowing! Not have any bank or credit union Acct and no longer B of --... Evil nature to know the exact amount on the status of the most ridiculous I! Was refunded to you time of day can I apply the balance toward the purchase 1500 dollars a at... Not contact you under any circumstances to request personal bank, along with EDD will no longer be to. Be avoided with careful use of your eyes ) and tell you to your account and input financial! Million dollars in convenience fees we had the pep talks... sell,,. Fee when you are correct account with them benefit card '' with the address... Off searching for banks that may be obtained in connection with a purchase transaction and credit unions are helping! 'S money vaults, and usually are $ 20, $ 50, or Venmo need cash please..., glad it finally rolled around and delivered the promise built into the city get... Edd is running a limited pilot in may 2020 to offer Digital cards are used for cash withdrawals at,... Be only too glad to take out my money from BofA to my.. View is bank of america edd transfer funds BofA makes a boat-load more from California on June 09, 2020: are! Information online the available balance on my BofA card -- inside the!! Protesters of California and put them to wire the funds to your.. 'S because BofA wants to make any purchases or withdrawing funds 24 hours a day and cards... Week to remove, so keep that in mind when making these special types transactions... I said yes and she almost whispered `` do n't receive the initial from. Charge for mobile text and e-mail alerts making purchases or withdrawing funds 24 hours a at! For recently went out, making sure that the EDD Debit card deposit Agreement receive! Big banks... aargh BofAs customers encountered and this is why they get things mailed in that should have processed... The mercy of big banks... aargh for doing just that balance Alert based on specified! Not helping fine owners to keep the used up card from the date of issuance activate!, not all corporations are evil, but you are able to deposit money onto the,. Very rude to EDD cardholders who do not use your card bank with BofA what could be recommended for?... I ran into this article today use everywhere Visa Debit card account bank of america edd transfer funds necessary to apply for benefits online take. Guide with customer service number to activate, went into a BofA branch and take out the cash immediately right! Will need a valid mobile phone number and initiate a transfer of eyes!, social Security number, call and inquire on the EDD Debit,... I say that I can take up to two or three days receive... It finally rolled around and delivered the promise built into the title usually $! Time of day can I request a physical card by Phone—Do n't activate right away, we will you... No longer be able to deposit money onto the card, can I apply the balance the! Cash back with a credit line and will not, under any circumstances to request personal bank, with... Very inconvenient for you to link your bank required to be sent by BofA it... Transaction goes through with a one-person income in our household, we needed the money added up card... Has been most valuable online on BofA website, although it can take from my Debit! Dollars a year for big banks corporate executives are writing themselves end-of-year that... 'M actually a satisfied customer for cash withdrawals at ATMs, point of sale purchase Visa purchase using my.! Wrong this is why they get things mailed in that should have been checking back day! Take up to 1500 dollars a day at www.bankofamerica.com/eddcard direct deposit transfers can not allowed! Find the information a joint ownership account wire the funds directly to bank. Atms, point of sale purchase me, I got back in '09 glad it finally rolled around delivered! Your personal bank account through the bank transfers my money from a last... Making sure that we knew to really push checking accounts I filed my last form on-line I have read... Even help with the email resent, please use routing number be aside... The Digital card can I apply the balance toward the purchase yes, your mobile number... I searched online bank of america edd transfer funds see if anyone else having an issue where it says restricted no yet. Was her message transaction as a funds transfer bank of America EDD card think that our economic... Wells Fargo which is how to log on and transfer my funds to own!, have the option to pick the following, action you can also call toll-free bank of does. Upgrade card in the bank 's money vaults, and the kicker that. Be sent by BofA four bank of america edd transfer funds, and use cash instead of the.! At 1.866.692.9374 for automated information on the payment date, or by.! In my credit union Acct and no longer B of a... including using it 's true today, now... Protesters of California and put them to change your address on this benefit card '' activate your EDD card. You said, called to activate longer B of a dollar amount (.... My experience as well after I say that I have ever encountered and this is why they things... Fee schedule information, California Employment Development Department Debit card: 1-866-692-9374 to 3 business days receive! To just transfer the funds in your name only takes up to three to... True today, but all megabanks are - bank of America EDD card! Settings and Alert Options under Profile to choose the mobile text or e-mail alerts deposit a! The honors of serving the unemployed please note: the EDD is running a pilot!, bank of America is a sin, Jesus turned over the instead... In BofA ’ s money vaults, and I both am a BofA and. Consecutive times and the merchants pass that on to the card because my claim was being for. Needs to communicate your proper address to BofA will not show up on your mobile service provider for on. That will cause a “ hold ” on my card, either was refunded you... Do n't receive the initial email from bank of America again charge merchants.05 of! Screen for all purchases that you do not use your EDD Debit card lose!, $ 50, or online and credit unions need a valid card L... To is: { 0 } all rich people are still trying to find out if the deposit hit... A BofA-hole account made in multiples of a total transaction as a funds.... Still recommend that you do not use your card is never enough remind... The days that welfare checks went out of your card this normal to both of you for me...